Frequently asked questions

Which markets are covered?

Four. Measured on 26 August 2026: 6,727 United States, 368 London, 225 Tokyo and 39 Frankfurt listings. Prices, company financials and the scoring run across all four. One further listing sits on a fifth exchange and is not counted as a covered market, which is why those four figures are one short of the tracked total quoted elsewhere on the site.

Filings coverage is narrower, by nature rather than by choice. 13F holdings, Form 4 insider transactions and Congressional disclosures are US regulatory filings and exist only for US-listed companies. A London or Tokyo listing gets the analysis but not the filings, because there are no equivalent filings to read.

London prices are held in pence, as the exchange quotes them, and converted where a portfolio total has to be in one currency.

Where does the data come from?

Market data and company financials come from yfinance, which sources Yahoo Finance. Institutional holdings and insider transactions come from SEC EDGAR — the 13F and Form 4 filings themselves, not a summariser. Congressional trades come from the periodic transaction reports published under the House STOCK Act.

All of it is public. None of it is bought from a data broker, and none of it is derived from what other users hold.

How current is it?

Nothing is live. Prices and the scores built on them are refreshed after a market closes rather than continuously, so a figure is as of the last close and not as of this minute, and the app shows when each one was last computed. Watchlist names are the exception: they are polled for a quote during market hours.

Filings arrive on their filers' statutory deadlines rather than on a schedule of ours, and the three sources sit on very different ones: insider Form 4s within days of the trade, Congressional disclosures within weeks, and institutional 13F reports describing a quarter that has already closed.

Why does it not connect to my broker?

Because the connection is the risk. A broker link means holding a credential or an OAuth token that can read your account. StockIQ holds neither: there is no integration, no credential store and no account link of any kind, so nothing is ever read from an institution and nothing can move money.

The cost of that is that you enter your own positions. The benefit is the blast radius. A breach here would expose email addresses, password hashes and the tickers and share counts you typed in. It would not expose a route into an account that holds your money, because no such route exists.

You do describe your own accounts. You type a name and pick a type from a short fixed list — ISA, SIPP, GIA and so on — because a tax wrapper changes how a holding is treated. None of it is fetched from anywhere, none of it is verified against anything, and the analysis is identical whatever you call them.

Do I have to type everything in by hand?

For holdings, yes. Ticker, number of shares, price paid and date, one buy lot at a time. There is no shortcut for that today.

The trading journal is the exception: it takes a CSV import. That is the only import path in the product.

A broker-statement importer for holdings is on the roadmap and is not built. It has no date, and you should not choose StockIQ on the assumption that it will arrive. In practice the typing is front-loaded: a long-term book of twenty or thirty holdings is one sitting, and after that it is a few lots a month.

Can I sign up right now?

Yes, for the free account and the trial. You create it yourself with an email address and a password, and you are in the dashboard immediately. Nothing is queued and nobody approves it.

Paying is the part that is not open. The paid tiers cannot be bought yet, so the buttons against them record which tier you want rather than charging you for it. That is also why the 7-day trial takes no card.

A confirmation email goes out when you register. The link in it lasts 24 hours and works once. Confirming is not a gate — an unconfirmed account still works.

What happens after the 7-day trial?

Every new account opens on Desk, the complete build, for 7 days. No card is taken at any point. On day 8 the account becomes Sandbox, the free tier. Nothing is charged, nothing is closed and nothing is deleted.

Nothing runs to make that happen, either. Your tier is worked out on each request from the plan on the account and the date the trial ends, so the change of tier is arithmetic rather than a job that reaches in and alters your account overnight.

Sandbox caps what you can create — 3 holdings, 2 portfolio labels and 5 buy lots per holding — not what you hold. Come off the trial with forty holdings and you keep all forty: they stay readable and you can still export them. The forty-first is what needs a paid tier. The system never picks records to drop.

What if I forget my password?

Use the forgotten-password link on the sign-in page. It emails a reset link that lasts one hour and works once.

The token in that email is stored only as a SHA-256 hash, so a stolen copy of the table does not produce a working reset. Completing a reset signs out every session on the account, including any that were not yours.

There is no second factor to lose, because there is no second factor: two-factor authentication is on the roadmap and is not built. Your password and your mailbox are what protect the account, so treat the mailbox as part of it.

What if I cancel or delete my account?

There is nothing to cancel today, because there is nothing to bill. The policy, on the record before the billing exists: cancelling stops the subscription at the end of the period already paid for, the account becomes Sandbox, the free tier, and your data stays where it is.

Deleting is not self-service. Closing an account today marks it inactive; it does not remove the rows. Erasure that actually erases is done by hand, on request, within 30 days of you asking at [email protected]. It removes the account and what belongs to it: holdings, buy lots, accounts, journal entries, alerts and the login itself. Two things are kept to their own schedule instead — the sign-in audit records, which hold an IP address and a user agent for 12 months so repeated attacks can be blocked, and support email, kept for 24 months from the last message. Section 6 of the privacy notice states both.

The rows then age out of the encrypted offsite backups as those rotate, which takes up to 12 months. A backup that could be selectively edited would not be a reliable backup, and deleted accounts are not reinstated from one.

Can you see my portfolio?

Yes, technically. The database stores tickers, share counts, prices, dates and the labels you chose, in plaintext, and the operator has administrative access to that database.

Very little is stored: a ticker, a quantity, a price, a date, and the account you filed it under. That account is a name you typed, not a link — nothing in the database reaches an institution or authenticates you at one. There is one operator with that access rather than a support desk.

Offsite backups are encrypted, the data is never shared with a third party, and there is no advertising or data-broker integration anywhere in the product. This marketing site makes zero third-party requests, which the build checks and fails on if one appears.

Do you sell my data?

No. There is no advertising, no data-broker relationship, no analytics vendor and no affiliate arrangement with a platform.

The business model is subscriptions and that is the whole of it. There is no second revenue line that would make your holdings worth more to us than the subscription.

Is this financial advice?

No. Everything StockIQ produces is generic, rule-based analytics computed from public data. The same inputs produce the same output for every user. The system has no knowledge of your circumstances, your tax position, your other assets, your income or your objectives, and it never asks for them.

Because the output is not informed by anything about you, it is not a personal recommendation, and a personal recommendation on a specific investment is a regulated activity in the UK under Article 53 of the Regulated Activities Order.

A score is a measurement, not an instruction. Where the app labels a holding Add, Hold or Cut, that is the output of a published rule applied to numbers you can check yourself. Treat it as one input. iVest Group is not authorised or regulated by the Financial Conduct Authority, and the Financial Ombudsman Service and Financial Services Compensation Scheme do not cover this service. If you want advice, use an adviser authorised by the Financial Conduct Authority.