The specialist money topics, explained without the jargon.
SSAS pensions, trusts and the awkward corners of UK tax — built as a cross-referenced reference, not a blog. Plain English, sourced, and clear about where you need a professional.
SSAS pensions
Small Self-Administered Schemes — employer pensions with wide investment powers, used mostly by company directors. Start here, then branch into loanbacks and property.
What is a SSAS pension? A plain-English guide
What a Small Self-Administered Scheme is, who it is for, and the trade-offs versus a personal pension.
Read the guide →GuideSSAS vs SIPP: which small-scheme pension fits?
The practical differences in control, cost, loanbacks and member limits.
Read the guide →SSAS loanbacks: lending to your own business
How the 50% / secured / 5-year rules work — and the traps.
Buying commercial property through a SSAS
Holding your trading premises inside the pension.
Trusts
How trusts separate legal ownership from benefit — and why families use them for children, gifts and estate planning.
Bare trusts explained: control, tax and when they are used
The simplest trust: how it works, who pays the tax, and the age-18 catch.
Read the guide →Bare trust vs discretionary trust
Flexibility, control and tax differences at a glance.
Specialist tax
The edge-case allowances and charges that catch people out around pensions and trusts.
The tapered annual allowance explained
How high earners lose pension annual allowance, and the threshold/adjusted-income test.
Read the guide →GuidePensions and inheritance tax from April 2027
What changes when unused pension funds fall into the IHT estate, and what to review before then.
Read the guide →Capital Gains Tax and trusts: the basics
The reduced annual exempt amount and how gains are charged.