Debt Repayment Calculator
Drop in the balance, the APR (the rate on your statement) and the monthly payment you can afford. The slider underneath shows what happens if you can find a bit extra each month — even small amounts shave months and pounds off the total.
At current payment
4y 1m
Total interest
£2,339
About these figures. Illustrative only. Assumes a fixed APR and a fixed monthly payment; in reality, minimum payments on credit cards usually drop as the balance does, which extends the payoff. This is not financial advice. If you're struggling with debt, free confidential help is available from StepChange, National Debtline and Citizens Advice.
Important — this is general information, not financial advice. Figures and examples are illustrative and may go out of date. This is not a personal recommendation. For advice tailored to your situation, speak to an FCA-authorised adviser.
Last reviewed: