UK Budget Planner
Drop in your monthly numbers below — your essentials, lifestyle spend and the savings rate you're aiming for. We'll show what's left over each month and how each category compares to typical spending in your region and county, as well as the UK average.
Income
Essentials
Lifestyle
Savings target
Income
£2,200
Essentials
- £1,730
Lifestyle
- £305
Savings goal
- £220
Leftover (over budget)
-£55
How you compare to typical spending where you live
Pick your region (and county/area if you like) to overlay local typical spend on every bar. Your bar fills from the left; each vertical line marks a typical figure.
UK average
Rent / mortgage£950 · above average
UK average £800
Council tax£150 · about average
UK average £150
Energy + water£180 · about average
UK average £180
Broadband + mobile£50 · about average
UK average £55
Groceries£280 · about average
UK average £290
Transport / fuel£120 · below average
UK average £300
Subscriptions (Netflix, gym, etc.)£45 · about average
UK average £45
Eating out & takeaways£120 · below average
UK average £180
Clothes & shopping£80 · below average
UK average £110
Other lifestyle£60 · below average
UK average £130
Illustrative monthly benchmarks derived from ONS “Family Spending in the UK” (financial year ending 2023). For comparison only — your circumstances will differ.
About these figures. This planner is for general budgeting only and does not constitute financial advice. Figures — including the regional, county and UK-average comparisons — are illustrative; check with an authorised UK financial adviser for decisions about debt, mortgages or investments.
Important — this is general information, not financial advice. Figures and examples are illustrative and may go out of date. This is not a personal recommendation. For advice tailored to your situation, speak to an FCA-authorised adviser.
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