Money tools, no sign-up.
Quick, education-first calculators and checkers. Nothing is saved, nothing is advice — just the maths and the facts, laid out clearly.
Budget Planner
Map your monthly income and outgoings and see what is left.
Open the tool →InvestingISA Growth Calculator
Project a Stocks & Shares ISA from your deposit, contributions and time horizon.
Open the tool →MortgagesMortgage Calculator
Estimate monthly repayments by loan size, rate and term.
Open the tool →DebtDebt Repayment Calculator
See how long one debt takes to clear, what the interest costs, and what paying extra saves.
Open the tool →Start YoungCost of Waiting
What delaying investing by a few years really costs.
Open the tool →SpecialistSSAS Eligibility Checker
The general factors that matter for a Small Self-Administered Scheme.
Open the tool →SpecialistTax Change Explainer
Plain-English breakdown of recent UK tax changes and who they hit.
Open the tool →Side HustleSide Hustle Tax Calculator
Tax and National Insurance on side income, and whether the £1,000 allowance beats your expenses.
Open the tool →BudgetMonthly Budget Template
A blank UK budget to download, as a spreadsheet or a printable. Starts from take-home pay, not salary.
Open the tool →